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Eating out for lunch every weekday can feel like a luxury, but with smart use of cashback apps and gift cards, it can easily fit into your budget. By planning your lunches with Fluz, Rakuten, and Fetch, you can enjoy your favorite midday meals while keeping costs in check — even aiming for a daily budget of $8 to $10.

Here’s how to stretch your lunch money further, without sacrificing flavor.

Start with Cashback Gift Cards on Fluz

Fluz is a simple way to save right from the start. Before you place any lunch order, buy a gift card on Fluz and use it at checkout. You’ll earn instant cashback, which can be reinvested into future meals.

Here’s how:

  1. Open Fluz and search for your lunch spot
  2. Buy a gift card in the amount you plan to spend
  3. Use the gift card at checkout
  4. Enjoy instant cashback

Popular midday choices with Fluz include:

  • Panera Bread: Soups, salads, and sandwiches with up to 10% cashback
  • Subway: Quick and affordable subs with up to 10% cashback
  • Chipotle: Bowls and burritos with up to 10% cashback

For even more quick lunch ideas, visit Speedy Bites, your go-to resource for fast and flavorful meals.

Stack with Rakuten and Fetch

To maximize your savings, stack Fluz with Rakuten or Fetch rewards:

  • Rakuten: Activate cashback offers for food delivery services like DoorDash or Uber Eats before placing your order.
  • Fetch: Upload your lunch receipt after paying with a Fluz gift card to earn additional points toward future rewards.

By using both, you’re earning cashback on the purchase and points on the meal — a win-win for your wallet.

Sample Weekday Lunch Plan: $8–$10 Per Day

Here’s an example of how to enjoy a full week of lunches for under $50, while maximizing cashback apps:

Day Meal Estimated Cost Savings Strategy
Monday Panera Bread half-sandwich & soup $9.00 Buy gift card on Fluz, earn up to 10% cashback
Tuesday Taco Bell combo meal $8.50 Use Fluz gift card and check Fetch for bonus points
Wednesday Subway Footlong deal $9.50 Purchase gift card on Fluz, upload receipt to Fetch
Thursday Chipotle bowl $10.00 Fluz gift card plus Rakuten if ordering delivery
Friday Wendy’s Biggie Bag $8.00 Fluz gift card, check Fetch for rewards

Total for the week: Approx. $45 before cashback

Cashback earned: Up to $4.50 from Fluz, plus bonus points from Fetch and Rakuten

This approach makes it easy to enjoy variety without overspending.

Look for Chains with Midday Deals

Some chains consistently offer lunch specials, making them perfect choices for budget-friendly weekday meals:

  • Wendy’s: The Biggie Bag and 4 for $4 deals offer full meals at low prices.
  • Taco Bell: Cravings Menu items are ideal for affordable lunches.
  • Panera Bread: Half and half deals keep portions satisfying and prices reasonable.

These everyday deals, combined with cashback apps, can keep you comfortably within your lunch budget.

Make Your Lunch Break Pay Off

By planning your weekday lunches with Fluz, Rakuten, and Fetch, you can enjoy convenient meals and meaningful savings. Stack your rewards, stay within budget, and keep your wallet happy while enjoying your favorite lunch spots.

Ready to save more on lunch? Download Fluz today and start turning your midday meals into cashback opportunities.